Private by design

Money,
kept close.

A calm, offline-first money tracker for iPhone, iPad, and Mac. See what is safe to spend, plan around what is coming, and keep your financial life on your device.

Join the waitlist and get one month of Sumstead Premium free when Sumstead launches. One launch email—no newsletters or spam.

Explore features
No Sumstead account. No analytics SDK. No bank connection.
ON DEVICEPrivate by defaultNo Sumstead financial server
Sumstead Home showing balance, account, budget, and recent activity
Safe to spend$1,286.42Calculated locally
Offline firstYour ledger works without internet
On-device OCRReceipt text stays on your device
Exact money mathBuilt for dependable balances
Optional iCloudPremium sync is off by default
What’s new

More foresight.
Less upkeep.

Sumstead now turns the ledger you already keep into a more useful plan—without sending your transactions away for analysis.

◒

Know what is safe to spend

See an on-device estimate after upcoming bills, savings transfers, and budget commitments are set aside.

⌁

See what is coming

Preview scheduled paychecks, bills, subscriptions, and transfers, then approve or skip recurring entries that need a decision.

≋

Describe real transactions

Split one purchase across categories, add searchable tags, match refunds to purchases, and duplicate entries when it saves time.

✓

Reconcile with confidence

Compare an account with its statement, clear matching activity, and record a transparent adjustment when the balance differs.

⚙Premium

Automate your routine

Build transaction rules, save reusable budget templates, and schedule the monthly transfer a savings goal needs.

↗

Review the month

Follow category changes, budget results, goal progress, subscriptions, and net-worth movement in one private monthly recap.

See every new capability
A quieter kind of money app

Clarity without
the tradeoff.

Most finance apps ask for more access to show you more. Sumstead takes the opposite approach: give you a useful picture while keeping the details close.

01

Feel oriented

Know where you stand without turning every check-in into homework.

02

Plan gently

Make thoughtful decisions with a design that stays calm and focused.

03

Stay in control

Your financial history remains private, portable, and yours to keep.

Explore the full feature set
A simple boundary

Your records stay yours.

No Sumstead login, bank connection, tracking SDK, or app-owned financial server. Optional iCloud Sync stays off until you choose it.

See how privacy works
0tracking SDKs
Take the next step

See if Sumstead
fits your life.

Take a quick tour of the complete feature set, or check launch availability for iPhone, iPad, and Mac.

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